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Welcome to Trustco Your Home Town Bank

Welcome to Trustco Your Home Town Bank

Online Banking Portal
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Forgot Password?Registration/Enroll
Reminder – Trustco Bank will never call you to ask for your personal banking information. See additional security tips here.
  • Click to learn more about applying to a fast Home Equity Line of Credit in just 7 Business Days!
5.490% Intro Rate, 7.500% APR after Intro Rate
Trustco Bank Home Equity Credit Line
Home Equity Credit Line 
6.125%
Rate
6.172%
APR
Trustco Bank First Mortgage
You Don’t Have to Pay Points!

Backed With Over 100 Years of Honest Lending Experience.

Find Your Interest Rates 
10/1 ARM – 6.250% Rate – 6.520% APR
7/1 ARM – 6.250% Rate – 6.610% APR
5/1 ARM – 5.750% Rate – 6.488% APR
3/3 ARM – 5.750% Rate – 6.552% APR
Trustco Bank List of ARM Rates
ARM Rates 
5.490% Intro Rate, 7.500% APR after Intro Rate

Trustco Bank Home Equity Credit Line

View Home Equity Credit Line

6.125% Rate, 6.172% APR

Trustco Bank First Mortgage
You Don’t Have to Pay Points!

Find Your Interest Rates

10/1 ARM – 6.250% Rate, 6.520% APR
7/1 ARM – 6.250% Rate, 6.610% APR
5/1 ARM – 5.750% Rate, 6.488% APR
3/3 ARM – 5.750% Rate, 6.552% APR

Trustco Bank List of ARM Rates
You Don’t Have to Pay Points!

View ARM Rates

3.65%
APY

3 Month Intro Rate

Trustco Bank Investment Checking Account

Earn a competitive interest rate with the flexibility of a checking account.

Current Interest Rates 
4.10%
APY

3 Month CD

Trustco Bank Certificate of Deposits

Rates are going up. Stay Short!

Online Rates 
3.30%
APY

3 Month Intro Rate

Trustco Bank Money Market Account

In an uncertain rate environment, it is important to have a bank you can trust.

Current Interest Rates 
Looking to purchase or Build a New House?

Trusted Lending Source for your Family, Friends, and Neighbors!

Learn More 
Trustco Bank is Hiring!
Join the team that’s committed to creating a banking experience that feels like coming home.

Join Our Team 
Trustco Bank First Time Homebuyers Seminars
Come home to Trustco, Your Home Town Bank.

Seminars 
Current Interest Rates
Find current rates in your location.

View Rates 
3.65% APY

3 Month Intro Rate

Current Interest Rates

4.10% APY

3 Month CD

Online Rates

3.30% APY

3 Month Intro Rate

Current Interest Rates

Looking to purchase or Build a New House?
Trustco Bank is Hiring!
First Time Homebuyers Seminars
Current Interest Rates

ClickSWITCH

Trustco Bank makes switching your account over easy with the help of ClickSWITCH. Switch your direct deposits and automatic payments at the click of a button and see how much easier banking can be. For more information, visit your local branch

Trustco Bank Celebrating 120 Years of Serving Your Banking Needs!

Thank you to all our loyal Customers, Shareholders, and Employees for your ongoing support!

Welcome to Trustco – Your Home Town Bank

  • Voted #1 Bank in the Capital District by the Times Union.

  • Voted #1 Bank by The Daily Gazette.

  • Voted #1 Mortgage Lender by The Daily Gazette.

  • Voted #1 Investment Firm by The Daily Gazette.

  • A Bauer Financial five-star rated bank.

  • Voted Best Bank on Wolf Road by the Anderson Group.

  • “Bestie Award” in the Capital Region by the Capital Region Living Magazine.

Video Transcript

At Trustco Bank, your mortgage is more than a number — it’s a new beginning. Whether you’re buying your first home or your forever home, our local mortgage originators are with you every step of the way. Fast decisions, low closing costs, and no borrower-paid PMI. It’s the hometown way to homeownership. Visit your neighborhood branch or TrustcoBank.com today.

Financial Guidance For Everyone, at Any Stage

Do You Need A Mortgage?

Are you buying or building a house or upgrading to a second mortgage? Trustco can help.

Great Introductory Rate!

Home Equity Credit Line at a great introductory rate. 1st or 2nd mortgages. No appraisal fees or origination fees.

Home Equity Credit Line

Need a fixed rate home equity credit line? Low fixed rate. Fast decisions. No appraisal fees or origination fees.

Planning For Your Retirement?

Trustco offers a wide range of Individual Retirement Account (IRA) investment options with flexible terms of 6 months to 10 years.

Need To Open A Checking Account?

The flexibility and features you want. The convenience and dependability you need.

Trustco Customers and Communities

Schenectady Foundation neighborhood clean-up with Trustco Bank
The Schenectady Foundation and One Schenectady organize neighborhood cleanup efforts

Trustco Bank volunteers were happy to assist the Schenectady Foundation and One Schenectady in their efforts to hold a neighborhood clean-up. We spent the day picking up trash and doing our part to help keep the community clean. A big thank you to everyone that came out for leading the charge in building a stronger place to live and thrive.

12th annual Lighted Tractor Parade in Greenwich

Trustco Bank participated in the 12th annual Lighted Tractor Parade in Greenwich. It was a great community event with a lot very creative tractors on display.

Rewarding K9 Eddie for Being a Good Boy!

Trustco Bank welcomed K9 Eddie of the Colonie Police Department to its headquarters to reward him for being such a good boy for chasing down the bad guy. Thanks to Eddie’s fine police work, he and the team were able to track down the individual who robbed a Trustco Bank location.

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